The CRDB SWIFT code is CORUTZTZXXX, a banking identifier associated with CRDB Bank PLC in Dar es Salaam, Tanzania. It is commonly required when money is being transferred internationally to a CRDB account. Getting this code right matters: an incorrect SWIFT or BIC can delay a transfer, trigger additional bank checks, or cause funds to be returned to the sender.
CRDB Bank SWIFT code details
The main SWIFT/BIC information provided for CRDB Bank PLC is:
- Bank name: CRDB Bank PLC
- SWIFT/BIC code: CORUTZTZXXX
- Branch code: XXX
- City: Dar es Salaam
- Address: Plot No. 25, 26 Ali Hassan Mwinyi, Dar es Salaam, Tanzania
The final three characters, XXX, indicate the bank’s head-office designation in the standard SWIFT structure. A SWIFT/BIC can contain either eight or 11 characters, identifying the bank, country, location and, where applicable, a specific branch.
For Tanzanians receiving money from relatives abroad, international employers, clients, universities or business partners, this code can form part of the payment instructions supplied to the sender.
What CORUTZTZXXX means
SWIFT codes work as international identifiers for banks and financial institutions. They allow participating institutions to determine where payment instructions should be routed.
For CORUTZTZXXX, the code is associated with CRDB Bank PLC in Tanzania. The source listing identifies the bank’s location as Dar es Salaam and links the code to its Ali Hassan Mwinyi Road address.
This becomes especially relevant as more Tanzanian businesses, freelancers and professionals receive payments across borders. Exporters may be paid by overseas buyers. Consultants can receive foreign-currency payments from international organisations. Families also regularly move funds between Tanzania and countries with large Tanzanian diaspora communities.
A SWIFT code identifies the receiving bank, but it does not replace the recipient’s account details. The sender will normally need other information as well, such as the beneficiary’s full name, account number and sometimes the bank’s address or additional routing information.
That is why copying only the SWIFT code into a transfer form is not always enough.
CRDB branch SWIFT codes may differ
One detail deserves attention. Not every CRDB transaction necessarily uses the same branch identifier.
The SWIFT directory used for the source also lists several CRDB branch codes, including codes associated with Dar es Salaam, Tanga, Arusha, Mwanza and Shinyanga. For example, listings include CORUTZT10T3 for Tanga, CORUTZT10T4 for Arusha, CORUTZT10T5 for Mwanza and CORUTZT10T6 for Shinyanga.
That does not mean customers should automatically replace CORUTZTZXXX with a branch-specific code.
Banks may route international transfers differently depending on the account, currency, correspondent banking arrangement and branch setup. Some branches may not require their own SWIFT code at all.
The safer approach is simple: confirm the correct receiving instructions directly with CRDB Bank or with the account holder before sending a large payment.
Visit the official CRDB Bank website at: https://crdbbank.co.tz/
For the SWIFT code reference used here, visit: https://wise.com/gb/swift-codes/CORUTZTZXXX
How to receive an international payment into CRDB
A person sending money from overseas will typically need several pieces of information. Prepare them carefully before initiating the transaction:
- Beneficiary’s full name as registered with CRDB Bank
- CRDB account number
- Bank name: CRDB Bank PLC
- SWIFT/BIC code: CORUTZTZXXX, where appropriate
- Bank or branch address if requested
- Currency of the transfer
- Payment purpose or reference, when required by the sending bank
Businesses should be even more precise. Invoice details, beneficiary names and bank account names should match wherever possible. Differences in spelling or company registration names can lead to compliance checks.
Before approving a transfer, compare every field against instructions obtained directly from the recipient or bank.
Why verification matters before sending money
International transfers can involve more than the sending and receiving banks. Correspondent banks may process the payment along the route, especially when currencies such as US dollars, euros or pounds are involved.
That creates room for intermediary charges, conversion costs and processing delays.
A sender should therefore check three things before transferring: the SWIFT code, the beneficiary account details and the expected fees. Asking whether intermediary bank charges apply can also prevent confusion if the recipient receives less than the amount originally sent.
For Tanzanian businesses, this is particularly relevant when settling imports, consultancy invoices, school fees or supplier payments abroad. A small mistake in banking instructions can become expensive once foreign exchange conversion and transfer charges are added.
Never rely entirely on a SWIFT code copied from an old invoice, social-media message or unverified website.
SWIFT code safety and fraud checks
Banking details are a common target for invoice-redirection fraud. Criminals sometimes intercept emails and replace genuine beneficiary information with different account details.
Before sending money:
- Confirm banking instructions through a trusted communication channel.
- Be suspicious if account information changes suddenly.
- Check that the beneficiary name matches the intended recipient.
- Verify unexpected instructions directly with the organisation concerned.
- For high-value transfers, contact the bank or recipient before authorising payment.
If a supplier normally uses CRDB Bank and suddenly sends completely different banking details, verification should happen before any money moves.
Practical takeaway for CRDB customers
The widely listed CRDB SWIFT code is CORUTZTZXXX, corresponding to CRDB Bank PLC in Dar es Salaam.
Use it as a reference, not as a substitute for verification. Before receiving or sending an international payment, confirm the beneficiary account details and the correct SWIFT instructions with CRDB Bank, particularly for large transactions or payments involving a specific branch.
